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Glossary

Digital Estate Plan

A digital estate plan is a set of instructions that explains what accounts you have, what should happen to them, and how trusted people should act if you die or become unable to manage them.

Definition

A digital estate plan is an organized record of your online accounts, devices, digital assets, recovery methods, and the instructions your family or trusted contacts should follow if something happens to you.

Why It Matters

Without a plan, families usually discover accounts one service at a time through statements, inboxes, and devices. That slows everything down and increases the risk of account lockouts, missed bills, or permanent data loss.

A usable plan also separates what should be preserved, what should be closed, and what legal or personal authority may be needed before someone acts.

Common Mistakes

  • Treating the plan as just a password list.
  • Putting raw passwords in a plain document without a secure storage method.
  • Forgetting to record recovery codes, backup devices, and the phone number tied to two-factor authentication.

Safe Best Practices

  • Keep an inventory of important accounts, devices, subscriptions, and valuable digital files.
  • Use a password manager or another secure method, and document how trusted people should reach it.
  • Review the plan after major changes to your phone number, email, password manager, or family contacts.

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